Unified Pension Scheme

Why the Unified Pension Scheme is Facing Rejection from Government Employees and Teachers

Why the Unified Pension Scheme is Facing Rejection from Government Employees and Teachers

Anthony Lane

Government employees and teachers are rejecting the Unified Pension Scheme (UPS) due to its contributory structure, investment risks, and lower assurances compared to the Old Pension Scheme (OPS). This article explains why UPS is facing opposition, compares it with OPS, and provides insights into its eligibility, benefits, and concerns. Find out if the UPS is the right choice for government employees in India.

Unified Pension Scheme: How to Secure ₹10,000 Pension Every Month?

Unified Pension Scheme: How to Secure ₹10,000 Pension Every Month?

Anthony Lane

The Unified Pension Scheme (UPS), effective April 1, 2025, offers central government employees a guaranteed pension of ₹10,000 per month. This article explains how to secure benefits, eligibility, contribution rules, and comparisons with NPS and OPS. Includes real examples, tax info, FAQs, and expert advice for smart retirement planning. Ideal for professionals and easy enough for beginners. Visit financialservices.gov.in to learn more.

Unified Pension Scheme vs National Pension Scheme: Benefits, Drawbacks & Which One Suits You Best, Full Comparison Inside

Unified Pension Scheme vs National Pension Scheme: Benefits, Drawbacks & Which One Suits You Best, Full Comparison Inside

Anthony Lane

Understanding the Unified Pension Scheme (UPS) and the National Pension System (NPS) is crucial for making an informed decision about your retirement. UPS guarantees a stable income post-retirement, while NPS offers market-linked returns with more investment flexibility. This article explores the features, benefits, and differences between the two, helping you choose the right option based on your career, financial goals, and risk appetite.