Survey Reveals

Shocking Survey Reveals 40% of India’s Rich Are in Debt, 43% Struggle to Save 20% of Income

Shocking Survey Reveals 40% of India’s Rich Are in Debt, 43% Struggle to Save 20% of Income

Anthony Lane

A new India Wealth Survey shows 40 percent of high-income Indians carry at least one loan and 43 percent save under 20 percent of their earnings. The report uncovers poor diversification, heavy property bias, insurance gaps, and advisory conflicts. This article explains why even the rich struggle, offers a six-step action plan, real-life case study, common mistakes to avoid, and expert insights—making wealth management simple yet professional.