Reserve Bank of India

RBI Junior Engineer Result 2025 Update – See When It’s Out and What Cut-Off to Expect
Learn everything about the RBI Junior Engineer Result 2025. From expected cut-offs to the selection process, this guide covers it all. Stay updated and prepare effectively to ace the exam and secure your position.

Cash Deposit Rules: How Much Cash Can You Keep in Your Bank Account? RBI Guidelines Might Surprise You
This article explains the cash deposit rules set by the RBI for individuals and businesses. Learn about deposit limits, PAN requirements, and reporting rules for transactions over ₹10 lakh. Understand how to avoid penalties, manage cash deposits efficiently, and follow the law to stay on the right side of financial regulations. Whether you’re an individual or running a business, this guide offers practical insights.

Money Missing from Your Bank Locker? These Are the Situations Where You Won’t Get Compensation
Discover what happens when valuables go missing from a bank locker and the situations in which you won’t get compensation. Learn about your rights, the bank’s responsibilities, and how to handle locker-related issues effectively.

RBI’s New Rules Make Personal Loans HARDER to Get! Check What’s Changed!
The RBI has introduced new personal loan rules, making it harder to secure multiple loans. Starting January 1, 2025, banks will update credit reports every 15 days instead of monthly, allowing lenders to assess borrowers' financial health in real-time. This move aims to curb over-leveraging and loan defaults. Borrowers must now maintain a good credit score and manage debts responsibly to improve loan approval chances.

Your UPI in 2025 Just Got an Upgrade—New Features You Can’t Afford to Miss
UPI in 2025 has undergone a transformative upgrade, introducing features like global expansion, higher transaction limits, payment delegation, and enhanced security. Whether you’re a frequent traveler, a feature phone user, or someone looking to invest, these upgrades make UPI more accessible and powerful than ever. Learn how to leverage these features to make your digital payments smoother and safer.

500 Rupee Note Alert! RBI’s New Guidelines Just Dropped – Major Change in Rules You Must Know About!
This article details the RBI’s new guidelines for exchanging ₹500 notes, highlighting a streamlined process, condition-based valuation, and enhanced security features. With step-by-step instructions, expert opinions, and practical examples, readers of all ages can easily understand and benefit from these changes. Stay updated with official information from the RBI website.

ATM Withdrawals to Cost More from May 1 – Know the New Charges & Free Limits
Starting May 1, 2025, ATM withdrawals and balance inquiries will cost more. Cash withdrawals will be ₹19, and non-financial transactions ₹7 after free limits. Learn about new charges, metro vs non-metro rules, expert advice, and ways to avoid these fees using digital banking alternatives. Get the full guide here.

Loan Rules: Revised RBI Regulations Empower Micro-Finance Firms to Offer Loans Openly
The Reserve Bank of India (RBI) has revised microfinance lending rules, allowing MFIs and NBFCs to offer loans more openly. Key changes include lower risk weights, deregulated interest rates, and enhanced credit flow to NBFCs. Additional protections ensure responsible lending and borrower transparency. This move encourages financial inclusion and promotes economic growth, benefiting both lenders and borrowers. Learn how these changes impact your finances and explore opportunities for better loan access.