RBI Rate Cut
RBI Rate Cut Will Hit Hard in September — Here’s How You Can Benefit on FDs and Loans
Anthony Lane
The RBI’s unexpected 50 bps repo cut on 6 June 2025 paves the way for another easing on 30 September. Savers can still lock FDs at 6.6–9 percent by laddering tenors, while borrowers should refinance to repo-linked loans or schedule disbursements post-cut. This simplified guide covers deposit ladders, senior-citizen boosts, debt-fund alternatives, digital tools, tax tips, and global rate context—helping everyone from first-time buyers to retirees benefit from the coming rate cycle.
