RBI
HDFC, BoB, and Others Slash Loan Rates After RBI Move — Borrowing Just Got Cheaper
Following the RBI’s June 2025 repo rate cut to 5.50% and CRR reduction to 3.00%, banks including HDFC Bank and Bank of Baroda cut lending rates by up to 50 bps. Borrowers can save up to ₹4,000 per month on a ₹1 crore home loan. This simple, informative guide explains why rates fell, steps to calculate savings, a real family case study, and professional tips to maximize benefits.
Big RBI and SEBI Announcements Shake Indian Market – Check Repo Rate, USD-INR, and Trade Updates
On June 6, 2025, the RBI cut its repo rate by 50 bps to 5.50% and lowered CRR by 100 bps, releasing ₹2.5 lakh crore. SEBI introduced ESG bond rules and eased compliance norms. Markets jumped ~1%, and the rupee strengthened to ₹85.6250. This simple guide explains the impact, offers practical steps for borrowers and investors, and highlights key risks to watch.
RBI’s Record ₹2.7 Lakh Crore Dividend Enhances India’s Fiscal Health: SBI Report
The RBI’s record ₹2.7 lakh crore dividend to the Indian government is a major development for the country’s fiscal health. This massive payout, up by 27% from the previous year, will help reduce the fiscal deficit, increase fiscal flexibility, and support India’s monetary policy. This article explains the factors behind the dividend, its impact on India’s economy, and what it means for citizens and businesses alike.
RBI May Transfer Record ₹3 Lakh Crore Dividend to Government: Check What It Means for the Economy
The Reserve Bank of India’s anticipated record transfer of ₹2.7 lakh crore to ₹3 lakh crore to the government for FY25 is set to have a major impact on India's fiscal health and economic growth. The transfer is expected to lower interest rates, improve government spending, and provide increased liquidity, all of which could boost infrastructure, welfare projects, and overall economic activity.
SCSS vs FD: Which Is Better for Your Money in 2025? Don’t Invest Until You Read This!
Think FDs are the safest bet for your retirement? Think again. Discover why Senior Citizens’ Savings Scheme (SCSS) might just outsmart traditional FDs in 2025. With new rates, tax perks, and hidden clauses, this detailed guide will open your eyes—and possibly save you lakhs. Don’t risk your savings until you’ve read this expert breakdown!
RBI’s New Rules Make Personal Loans HARDER to Get! Check What’s Changed!
The RBI has introduced new personal loan rules, making it harder to secure multiple loans. Starting January 1, 2025, banks will update credit reports every 15 days instead of monthly, allowing lenders to assess borrowers' financial health in real-time. This move aims to curb over-leveraging and loan defaults. Borrowers must now maintain a good credit score and manage debts responsibly to improve loan approval chances.
Will RBI Slash Rates in April? Here’s How It Could Shake Up Real Estate
The Reserve Bank of India is expected to cut repo rates in April 2025, potentially boosting housing affordability and demand. Learn how this decision could impact homebuyers, real estate developers, and the broader economy in our in-depth guide.
RBI’s Big FD Rule Change in 2025: What It Means for Your Savings and Interest Earnings
The RBI's 2025 Fixed Deposit rule changes introduce higher interest rates, greater withdrawal flexibility, and an easier nomination process, making FDs more accessible and user-friendly. These changes provide greater safety and flexibility for depositors, ensuring your savings grow without unnecessary risk.
Just Before MPC Meet, RBI Injects ₹80,000 Cr into Banks—Here’s Why It Matters
Ahead of the April MPC meeting, the RBI has announced a ₹80,000 crore liquidity boost through Open Market Operations. This move, aimed at ensuring smooth policy transmission and credit availability, comes at a crucial time for India’s economy. In this article, we explain why it matters, what it means for you, and how it fits into the RBI’s larger monetary strategy. Ideal for professionals and curious readers alike.
Bank Nominee Rules Changed: Now Add Up to 4 Nominees – Know How Funds Will Be Shared
Bank Nominee Rules Changed: Now Add Up to 4 Nominees – Know How Funds Will Be Shared – Learn how the latest Banking Laws (Amendment) Bill 2025 allows Indian depositors to assign up to four nominees for their accounts. Understand nomination types, legal impacts, digital banking options, and practical steps to safeguard your financial legacy. Ideal for estate planning, this detailed guide is suitable for beginners and professionals alike.
