RBI

RBI’s Big FD Rule Change in 2025: What It Means for Your Savings and Interest Earnings

RBI’s Big FD Rule Change in 2025: What It Means for Your Savings and Interest Earnings

Anthony Lane

The RBI's 2025 Fixed Deposit rule changes introduce higher interest rates, greater withdrawal flexibility, and an easier nomination process, making FDs more accessible and user-friendly. These changes provide greater safety and flexibility for depositors, ensuring your savings grow without unnecessary risk.

Just Before MPC Meet, RBI Injects ₹80,000 Cr into Banks—Here’s Why It Matters

Just Before MPC Meet, RBI Injects ₹80,000 Cr into Banks—Here’s Why It Matters

Anthony Lane

Ahead of the April MPC meeting, the RBI has announced a ₹80,000 crore liquidity boost through Open Market Operations. This move, aimed at ensuring smooth policy transmission and credit availability, comes at a crucial time for India’s economy. In this article, we explain why it matters, what it means for you, and how it fits into the RBI’s larger monetary strategy. Ideal for professionals and curious readers alike.

SCSS vs FD: Which Is Better for Your Money in 2025? Don’t Invest Until You Read This!

SCSS vs FD: Which Is Better for Your Money in 2025? Don’t Invest Until You Read This!

Anthony Lane

Think FDs are the safest bet for your retirement? Think again. Discover why Senior Citizens’ Savings Scheme (SCSS) might just outsmart traditional FDs in 2025. With new rates, tax perks, and hidden clauses, this detailed guide will open your eyes—and possibly save you lakhs. Don’t risk your savings until you’ve read this expert breakdown!

Bank Nominee Rules Changed: Now Add Up to 4 Nominees – Know How Funds Will Be Shared

Bank Nominee Rules Changed: Now Add Up to 4 Nominees – Know How Funds Will Be Shared

Anthony Lane

Bank Nominee Rules Changed: Now Add Up to 4 Nominees – Know How Funds Will Be Shared – Learn how the latest Banking Laws (Amendment) Bill 2025 allows Indian depositors to assign up to four nominees for their accounts. Understand nomination types, legal impacts, digital banking options, and practical steps to safeguard your financial legacy. Ideal for estate planning, this detailed guide is suitable for beginners and professionals alike.

RBI’s New Rules Make Personal Loans HARDER to Get! Check What’s Changed!

RBI’s New Rules Make Personal Loans HARDER to Get! Check What’s Changed!

Anthony Lane

The RBI has introduced new personal loan rules, making it harder to secure multiple loans. Starting January 1, 2025, banks will update credit reports every 15 days instead of monthly, allowing lenders to assess borrowers' financial health in real-time. This move aims to curb over-leveraging and loan defaults. Borrowers must now maintain a good credit score and manage debts responsibly to improve loan approval chances.

UPI Limit Raised to ₹2 Lakh for Merchants! RBI Approves NPCI’s Big Move

UPI Limit Raised to ₹2 Lakh for Merchants! RBI Approves NPCI’s Big Move

Anthony Lane

The RBI’s approval to raise the UPI limit to ₹2 lakh for merchants is a major step forward for digital payments in India. This change simplifies transactions for businesses in key sectors such as healthcare and education. Find out how this new development can help your business thrive by enabling faster, secure, and more efficient payment processing.

No More Waiting at Airports! Get Lounge Access Free with These Credit Cards

No More Waiting at Airports! Get Lounge Access Free with These Credit Cards

Anthony Lane

Looking to escape the airport chaos? Discover how you can get free airport lounge access with top credit cards in India. From HDFC Regalia to Axis Bank Atlas, explore the best options for travelers and learn how to maximize this benefit for a smoother journey every time you fly.

RBI Launches New 100- & 200-Rupee Notes – Check what will Happen to Old Notes

RBI Launches New 100- & 200-Rupee Notes – Check what will Happen to Old Notes

Anthony Lane

The RBI's new ₹100 and ₹200 notes offer enhanced security features and a fresh design, but old notes will remain valid and in circulation. Learn more about the updates, security tips, and how to identify genuine currency in this detailed guide.

RBI’s Big Move: Fresh ₹100, ₹200 & ₹50 Notes Announced – What You Need to Know

RBI’s Big Move: Fresh ₹100, ₹200 & ₹50 Notes Announced – What You Need to Know

Anthony Lane

The RBI has announced new ₹100, ₹200, and ₹50 notes to improve security and reduce counterfeiting. These notes will feature enhanced security elements while existing notes remain valid. Businesses and the public should be aware of key security features to spot counterfeits. Learn everything about these new notes, their impact, and how to identify genuine currency. Stay updated with official RBI announcements for the latest information.