PM Mudra Yojana
PM Mudra Yojana Explained: How to Avail Loans up to ₹20 Lakh Under This Government Scheme
Anthony Lane
Pradhan Mantri MUDRA Yojana (PMMY) provides collateral-free loans up to ₹20 lakh for micro and small enterprises, sanctioning over 52 crore loans worth ₹32.61 lakh crore since 2015. Featuring four growth-stage categories, digital application via Mudra Portal/UMANG, and robust credit guarantee, PMMY simplifies funding for entrepreneurs. This comprehensive guide covers eligibility, documentation, application steps, tips, sector insights, and future enhancements to help you secure credit and scale your business successfully.
