America
Are US Retirement Papers Really Stored in a Limestone Mine? The Truth Revealed
Discover the surprising truth behind the U.S. government's processing of federal retirement paperwork in an underground limestone mine. Learn about the challenges of this outdated system and the urgent need for modernization to ensure timely and efficient service for federal employees.
File for Social Security at 62? The Hidden Benefits & Risks Revealed!
Filing for Social Security at 62 gives early access to retirement income but comes with permanent benefit reductions. While it may help those needing immediate income or with health concerns, delaying to full retirement age (66-67) or age 70 can increase lifetime benefits. This article breaks down the pros, cons, and strategic factors to help retirees make the best Social Security decision. Find out if filing early is right for you!
COBRA vs. Marketplace Insurance: Which Is the Best Choice in 2025?
Losing job-based health insurance? Choosing between COBRA and Marketplace insurance in 2025 depends on your financial situation and healthcare needs. COBRA lets you keep your current employer-sponsored plan but is expensive. Marketplace plans offer affordable alternatives with potential subsidies. This guide explains costs, benefits, and eligibility so you can make the right choice.
Ohio’s $1,000 Child Tax Credit in 2025: Check Eligibility For Families and Approved Usage!
Ohio’s proposed $1,000 Child Tax Credit aims to help families with young children by reducing their state tax burden. This guide covers eligibility, income requirements, approved usage, and how to claim the credit. Pending approval, the credit could offer financial relief to thousands of Ohio families. Read on to learn how it works and who qualifies.
Social Security Changes: What Retirees Need to Know About the New Law
The Social Security Fairness Act of 2025 introduces crucial changes, repealing WEP and GPO, and ensuring equitable benefits for millions of retirees. Learn about retroactive payments, COLA increases, and actionable steps to maximize your retirement income.
$14,000 Is The Potential Worth Of A $1 Coin If You Can Recognize It: Check Important Details
Discover how a $1 coin could be worth up to $14,000. Learn what makes these coins valuable, how to identify rare features, and tips for preserving and selling your treasure in this comprehensive guide.
Social Security’s 50th Anniversary in 2025: Check Official Details on Benefits Revolution!
In celebration of the 50th anniversary of Supplemental Security Income (SSI), the Social Security Administration has unveiled major benefit changes for 2025—including a 2.5% COLA, the repeal of WEP and GPO, and faster direct deposit updates. This comprehensive guide breaks down all the updates and how they may affect you.
Capital One Settlement 2025: Who’s Getting Paid & How to Claim Your Share
The Capital One Settlement 2025 stems from the 2019 data breach, affecting 98 million customers. While claims for financial compensation closed in 2022, affected individuals can still access identity protection and fraud restoration services until 2028. This guide explains who was eligible, how payments were distributed, and what ongoing benefits remain available.
New US Minimum Wage Laws Could Change Your Paycheck; Here’s What You Need to Know
Minimum wage laws in the U.S. are changing, impacting workers and businesses nationwide. While the federal minimum wage remains $7.25 per hour, many states have raised their rates, with some exceeding $16 per hour. This article covers the latest state-by-state changes, economic implications, and practical advice for employees and employers. Stay informed to ensure compliance and fair wages in 2025. Read more to see how these changes affect you.
New IRS 401(k) Rules for 2025: Higher Limits & Secret Tax Credits
The IRS has announced higher 401(k) contribution limits for 2025, allowing workers to save up to $23,500 tax-deferred. Catch-up contributions for those 50+ remain at $7,500, and a new super catch-up option for ages 60-63 allows an additional $11,250. More people will qualify for the Saver’s Credit, reducing their tax bills. Learn how these updates impact you and how to maximize your savings.
