4% Rule

Forget 4%! Expert Behind the Rule Shares the New Safe Retirement Withdrawal Rate

Forget 4%! Expert Behind the Rule Shares the New Safe Retirement Withdrawal Rate

Anthony Lane

Forget the traditional 4%! Experts, including William Bengen, now recommend a new safe retirement withdrawal rate between 3.7%-5%, reflecting today’s market realities. This article breaks down why the 4% rule is being reconsidered, offering practical steps, expert insights, common mistakes, and real-life examples to calculate your personalized rate. Learn actionable tips to ensure your retirement savings last comfortably for decades, supported by official resources and professional advice.