Receive the $2,250 OAS Increase This April: : In April 2025, many Canadians are asking a very important question: “Will I receive the $2,250 OAS increase this April?” Social media platforms, community forums, and some unofficial financial blogs have been fueling speculation about a supposed significant increase in Old Age Security (OAS) payments. While such headlines capture attention, it’s critical to separate fact from fiction. So, is the much-discussed $2,250 OAS increase real? If not, what are the actual OAS updates for this spring, and how can you ensure you’re receiving all the benefits you qualify for?
This comprehensive guide dives into everything seniors, caregivers, and retirement planners need to know about OAS benefits in April 2025. We’ll clarify the real OAS amounts, explore eligibility criteria, explain how payments work, and address the myths surrounding the alleged increase. Whether you’re already retired, approaching retirement, or supporting a loved one who receives OAS, staying informed will help you plan smarter for the years ahead.
Receive the $2250 OAS Increase This April
| Feature | Details |
|---|---|
| OAS Monthly Payment (Age 65–74) | $727.67 (as of April–June 2025) |
| OAS Monthly Payment (Age 75+) | $800.44 (as of April–June 2025) |
| Total OAS Annual Max (75+) | $9,605.28 |
| April 2025 Payment Date | April 28, 2025 |
| $2,250 OAS Increase? | Not confirmed or official |
| Official Source | canada.ca – OAS Payments |
The idea of a $2,250 OAS increase in April 2025 is a widespread misconception. While some seniors may receive a total of $2,250 monthly through a combination of OAS, GIS, and CPP, there is no official OAS bonus or one-time increase at this level.
What you can count on is a stable, inflation-adjusted OAS benefit that continues to support older Canadians in their retirement. To make the most of your benefits, explore options like delaying OAS, reducing taxable income, and applying for GIS if you’re eligible.
For the most accurate and up-to-date details, always consult official sources like Canada.ca or speak with a Service Canada representative.
What Is Old Age Security (OAS)?
Old Age Security (OAS) is one of Canada’s primary retirement support programs, funded by general tax revenues rather than direct employee contributions. Designed to provide financial assistance to seniors aged 65 and older, it is available regardless of employment history or past earnings.
OAS forms the backbone of Canada’s retirement income system, alongside other programs like the Canada Pension Plan (CPP) and the Guaranteed Income Supplement (GIS). Unlike CPP, OAS benefits are not directly linked to how much you’ve worked or earned over your lifetime, making it especially valuable to individuals who spent significant time out of the workforce due to caregiving, illness, or informal employment.
OAS benefits are adjusted every quarter—in January, April, July, and October—to keep pace with inflation. The Consumer Price Index (CPI) published by Statistics Canada is used as the benchmark.
Is the $2250 OAS Increase Real?
Despite numerous online claims, there is currently no official announcement from the Government of Canada or Service Canada confirming a standalone $2,250 OAS increase.
The $2,250 number appears to come from confusion around the combined monthly payments that some seniors may receive through a mix of programs, which could include:
- OAS (Old Age Security)
- GIS (Guaranteed Income Supplement)
- CPP (Canada Pension Plan)
For example, a low-income senior over age 75 receiving maximum benefits from all three programs could potentially reach a monthly income of approximately $2,250. However, this is not an increase to OAS alone—it’s a cumulative figure from multiple benefit streams.
It’s important to be cautious about misleading information online. Always verify such claims through trusted government portals or financial advisors.
What Are the Official OAS Payment Amounts for April 2025?
As per Canada.ca, the OAS amounts for the second quarter of 2025 (April to June) are:
For Seniors Aged 65 to 74:
- Monthly Payment: $727.67
For Seniors Aged 75 and Over:
- Monthly Payment: $800.44
These rates are the result of quarterly CPI adjustments and reflect modest increases aligned with inflation. They do not represent any one-time boosts or special bonus payments.
Did You Know? In July 2022, the government introduced a permanent 10% increase to OAS for seniors aged 75 and older to reflect higher longevity and living costs in later retirement.
Who Is Eligible for OAS in 2025?
Basic Eligibility Criteria:
- Must be 65 years or older
- Must be a Canadian citizen or legal resident at the time of approval
- Must have lived in Canada for at least 10 years since the age of 18
To receive the full OAS amount, an individual must have resided in Canada for at least 40 years after turning 18. Those with fewer years of residence may qualify for partial payments, and some may benefit through social security agreements if they lived or worked in countries that have pension treaties with Canada.
Note: You can apply for OAS up to 11 months before your 65th birthday, and sometimes Service Canada may auto-enroll you if your records are complete.
When Will You Get Your OAS in April 2025?
OAS payments are issued on a monthly basis. The payment date is generally the third-to-last business day of the month. For April 2025, seniors can expect to receive their OAS on:
Monday, April 28, 2025
Funds should appear in your bank account within 1–3 business days via direct deposit. Seniors who still receive mailed cheques should allow extra time for postal delivery.
Pro Tip: Sign up for direct deposit through your My Service Canada Account to ensure timely and secure payments.
Check or Manage Your OAS Benefits
Keeping track of your OAS status is easier than ever. Here’s how to access your benefit information:
Online Access:
- Log in to My Service Canada Account (MSCA)
- Secure sign-in options include GCKey or login credentials through participating banks
Phone Support:
- Call 1-800-277-9914 (toll-free)
- Agents are available Monday to Friday, during standard business hours
Mail:
- Service Canada provides updates and decisions by letter, especially for benefit approvals or changes in payment
Make sure your contact details and banking information are always up to date to avoid disruptions in payments.
Ways to Maximize or Supplement Your OAS Benefits
1. Delay Your OAS Start Date
Delaying your OAS for up to five years past age 65 can increase your payment by 0.6% for each month delayed, up to a maximum of 36% at age 70.
2. Reduce Income to Avoid Clawbacks
The OAS Recovery Tax kicks in if your net income exceeds $90,997 (2025 threshold). Income-splitting, using TFSAs, and strategic RRSP withdrawals can help you avoid reductions.
3. Apply for GIS if Eligible
The Guaranteed Income Supplement offers significant additional monthly payments to low-income seniors who receive OAS. It’s non-taxable and based on individual or household income.
Learn more at the GIS info page.
$10,000 Home Buyers Tax Credit in Canada: Are You eligible to get it? Check Eligibility
Canada Open Work Permit Eligibility Criteria 2025 – How to get permit? Check New Changes
New Canada Pension Plan Update 2025: More Money or Delays? Check Here
Understanding the Broader Retirement Income System
OAS is just one piece of the retirement income puzzle. Here’s how it stacks up next to other programs:
| Program | Eligibility | Based On | Max Monthly Amount (2025) |
|---|---|---|---|
| OAS | Age + residency | Time in Canada | $800.44 (75+) |
| CPP | Work + contributions | Earnings history | $1,364.60 |
| GIS | Low income + OAS | Income-based | $1,065.47 (single) |
When combined wisely, these programs can provide financial stability throughout your retirement.
FAQs On Receive the $2250 OAS Increase This April
Is there a one-time $2250 OAS payment?
No. The amount likely reflects a total of multiple benefits and not a new or separate payment from OAS.
Do I need to reapply for OAS every year?
No. Once approved, your OAS continues automatically unless your eligibility changes.
Can OAS be received abroad?
Yes. If you lived in Canada for at least 20 years after age 18, you may still collect OAS while living outside Canada.
Is OAS taxable income?
Yes. OAS payments are taxable and must be reported on your income tax return.
What if my payment is late?
Check your MSCA, then call Service Canada if your funds are not received within 3 business days of the payment date.
