India
Indian Finance News and Update 2025
Unified Pension Scheme vs National Pension Scheme: Benefits, Drawbacks & Which One Suits You Best, Full Comparison Inside
Understanding the Unified Pension Scheme (UPS) and the National Pension System (NPS) is crucial for making an informed decision about your retirement. UPS guarantees a stable income post-retirement, while NPS offers market-linked returns with more investment flexibility. This article explores the features, benefits, and differences between the two, helping you choose the right option based on your career, financial goals, and risk appetite.
LIC Smart Pension Plan 2025: Check Benefits & How to Invest
The LIC Smart Pension Plan is a single-premium, immediate annuity plan that provides lifelong financial security through guaranteed pension payouts. Ideal for retirees and professionals seeking a stable retirement income, this plan offers flexible payout options, death benefits, loan facilities, and tax benefits.
Kaynes Technology Shares Plunge 19% – What’s Behind the Q3 Fallout?
Kaynes Technology shares dropped by 19% following a downward revision in FY25 revenue guidance. Despite this, the company reported strong Q3 results, with a 47% YoY profit surge and a 30% revenue increase. Learn more about what’s behind the plunge and the lessons it offers for investors and professionals alike.
Guaranteed Growth: Invest ₹50,000 in This Post Office Scheme, Get ₹34.3 Lakh in Return – Full Details
Investing ₹50,000 in post office schemes can potentially grow to ₹34.3 Lakh over 62 years through the power of compound interest. This article explains how schemes like PPF, NSC, KVP, TD, and POMIS work, offers practical advice, real-life examples, and a detailed step-by-step guide. It also compares these schemes with other investments, answers FAQs, and provides expert insights for a secure, long-term financial plan.
RBI’s Big FD Rule Change in 2025: What It Means for Your Savings and Interest Earnings
The RBI's 2025 Fixed Deposit rule changes introduce higher interest rates, greater withdrawal flexibility, and an easier nomination process, making FDs more accessible and user-friendly. These changes provide greater safety and flexibility for depositors, ensuring your savings grow without unnecessary risk.
Just Before MPC Meet, RBI Injects ₹80,000 Cr into Banks—Here’s Why It Matters
Ahead of the April MPC meeting, the RBI has announced a ₹80,000 crore liquidity boost through Open Market Operations. This move, aimed at ensuring smooth policy transmission and credit availability, comes at a crucial time for India’s economy. In this article, we explain why it matters, what it means for you, and how it fits into the RBI’s larger monetary strategy. Ideal for professionals and curious readers alike.
BJP to Get a New National President! Date Confirmed – Find Out How the Party’s Most Powerful Leader Is Elected
The BJP is set to elect a new national president in mid-April 2025. The process involves an electoral college and a consensus-driven approach, with several prominent leaders being considered for the position. This election is crucial for shaping the future of the party and its policies in India.
Why the Unified Pension Scheme is Facing Rejection from Government Employees and Teachers
Government employees and teachers are rejecting the Unified Pension Scheme (UPS) due to its contributory structure, investment risks, and lower assurances compared to the Old Pension Scheme (OPS). This article explains why UPS is facing opposition, compares it with OPS, and provides insights into its eligibility, benefits, and concerns. Find out if the UPS is the right choice for government employees in India.
Post Office Special Scheme: Invest ₹5 Lakh in Post Office, Get ₹15 Lakh in Return – Check Scheme Details
The Post Office Time Deposit Scheme offers 7.5% interest and guaranteed returns. Learn how a ₹5 lakh investment can grow to ₹15 lakh in 15 years through compounding. Ideal for conservative investors, retirees, and long-term savers seeking a safe and rewarding option.
EPFO Pension Hike to ₹7,500? Govt May Make Big Move – Find Out How It Affects You
The Indian government is considering a major increase in the EPFO pension under the Employees’ Pension Scheme (EPS), potentially raising the minimum monthly pension to ₹7,500. This change aims to address long-standing concerns over inadequate pensions, providing financial relief to retirees. The proposed hike could transform retirement security for millions, though challenges remain in funding and implementation.
