Social Security Payments Will Continue in June: If you depend on Social Security payments to cover your living expenses, you’re not alone. Each month, millions of Americans count on this income to help pay for essentials like food, rent, and medicine. The good news is that Social Security payments will continue in June 2025 without interruption. In this article, we’ll walk you through everything you need to know—from exact payment dates to what to do if something goes wrong.
With over 71 million people receiving benefits through the Social Security Administration (SSA), it’s no wonder folks have questions. Whether you’re new to the program or just like to stay on top of things, this guide offers a friendly, expert take that’s easy to follow.
Social Security Payments Will Continue in June
| Feature | Details |
|---|---|
| Payment Dates | June 3, June 11, June 18, June 25 (based on birthdate) |
| SSI Payments | Paid early on May 30 due to June 1 falling on a Sunday |
| Average Payment | $1,976/month after 2025 COLA adjustment (SSA) |
| COLA Increase | 2.5% for 2025 (SSA COLA Info) |
| Payout Verification | SSA website or My Social Security account |
| Contact for Issues | SSA Hotline: 1-800-772-1213 |
| Official Resource | ssa.gov |
Social Security isn’t just a government program—it’s a lifeline for many Americans. Payments in June 2025 are continuing right on schedule. By understanding your timeline and checking your status through My Social Security, you can stay confident and in control.
Stay alert for scams, keep your records updated, and don’t hesitate to reach out for help when needed. Planning ahead can make a big difference in how far your benefits go.
What Is Social Security and Who Gets It?
Think of Social Security as a safety net that you’ve helped build by working and paying taxes. It’s a federal program that offers monthly financial help to folks who are retired, living with a disability, or family members of someone who has passed away.
Here’s a quick breakdown of who qualifies:
- Retirees: If you’re 62 or older and have worked enough to earn credits.
- People with Disabilities: If a serious medical condition keeps you from working.
- Survivors: Widows, widowers, and sometimes children of deceased workers.
- SSI Recipients: Those with limited income or resources, including older adults and people with disabilities.
June 2025 Payment Schedule: Who Gets Paid When?
Social Security doesn’t send everyone their money on the same day. Your payment date depends on your birthday and when you first started receiving benefits.
Social Security (Retirement, Disability, Survivor Benefits)
- June 3: For people who began receiving benefits before May 1997.
- June 11: If your birthday is between the 1st and 10th.
- June 18: If your birthday is between the 11th and 20th.
- June 25: If your birthday falls between the 21st and 31st.
SSI (Supplemental Security Income)
Normally, SSI payments are made on the 1st of each month. But because June 1 falls on a Sunday in 2025, the SSA sent these payments early, on May 30. So, if you’re an SSI recipient, you’ve already received June’s money.
How to Check Your Payment Status (It’s Easier Than You Think)
Worried about whether your payment is on the way? Here’s how you can find out in just a few minutes:
Step-by-Step Instructions
1. Visit ssa.gov
2. Log in or set up your My Social Security account (super easy to do!)
3. Click on “Benefit & Payment Details”
4. You’ll see when your next payment is scheduled and how much you’ll receive
You can also:
- Set up alerts by email or text
- Check past payments and earnings
- Change your direct deposit details if needed
What to Do If Your Payment Doesn’t Arrive
Payments are usually spot on—but sometimes delays happen. If your money doesn’t show up when it should:
- Wait three business days (sometimes there’s a lag)
- Call your bank or credit union to see if the deposit is pending
- Still nothing? Contact the SSA at 1-800-772-1213 (TTY: 1-800-325-0778)
You can also log into your My Social Security account to check for updates or notices.
2025 COLA: What’s Changed and Why It Matters
Every year, Social Security payments are adjusted to keep up with the cost of living—that’s called the Cost-of-Living Adjustment (COLA). For 2025, benefits rose by 2.5%. That brings the average monthly benefit to about $1,976.
This boost helps make sure you can keep up with rising prices at the grocery store, pharmacy, or gas pump. COLA is based on data from the Consumer Price Index (CPI-W).
Tax Considerations: Will You Owe Taxes on Your Benefits?
Depending on your income, part of your Social Security benefits could be taxable:
- Single filers: If your income is between $25,000–$34,000, up to 50% may be taxable. Over $34,000? Up to 85% might be taxable.
- Married filing jointly: $32,000–$44,000 may be up to 50% taxable. Over $44,000, up to 85% may be taxable.
Use the IRS Tax Withholding Estimator or consult a professional for personalized guidance.
Plan Ahead: Budgeting and Benefits Management Tips
Whether Social Security is your main income or a supplement, managing it wisely is key. Here are some tried-and-true strategies:
- Set up direct deposit to avoid mail delays or check issues
- Use a monthly budget to stay on top of bills
- Recheck your SSA earnings record annually for accuracy
- Delay claiming benefits past full retirement age if possible to increase your check
- Speak with a retirement planner to make the most of your options
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Extra Tip: Watch for Scams Targeting Social Security Recipients
Unfortunately, scams are on the rise. Be on the lookout for:
- Fake phone calls pretending to be SSA reps
- Emails or texts asking for your Social Security number
- Phony threats about losing your benefits
The SSA will never call or email you to ask for personal information. If in doubt, hang up and call SSA directly.
More on this at ssa.gov/scam
FAQs
Q1: What if I didn’t get my payment?
Wait three days, then check your bank and SSA account. Still nothing? Call the SSA at 1-800-772-1213.
Q2: When is the next SSI payment?
July 1, 2025. June’s payment came early on May 30.
Q3: Can I change where my check is deposited?
Absolutely. Just log in to your My Social Security account and update your direct deposit info.
Q4: How do I estimate future benefits?
Use the SSA Benefits Estimator for a quick calculation.
Q5: Can I get both SSI and Social Security?
Yes, if you qualify for both based on income and work history.
Q6: Is Social Security running out of money?
The trust funds face challenges, but benefits are not disappearing. Read the SSA Trustee Report for the latest projections.
