Stimulus Scam: As tax season unfolds in 2025, a surge in stimulus check scams is targeting individuals across the United States. Scammers are impersonating the IRS and other government agencies, using deceptive tactics to steal personal and financial information. Understanding these scams and knowing how to protect yourself is crucial.
This Viral Stimulus Scam Is Spreading Fast
| Topic | Details |
|---|---|
| Scam Type | Phishing texts and emails claiming eligibility for a $1,400 stimulus check |
| Official Communication | The IRS does not initiate contact via text, email, or social media for stimulus payments |
| Common Tactics | Urgent messages, fake IRS links, requests for personal information |
| Financial Impact | Americans have lost over $300 million to COVID-19 and stimulus payment-related fraud since January 2020 (advancedfraudsolutions.com) |
| Reporting Scams | Forward suspicious messages to [email protected] and report to the FTC at reportfraud.ftc.gov |
| Official IRS Information | irs.gov/coronavirus/economic-impact-payments |
Stimulus check scams are on the rise, exploiting individuals during tax season. By understanding how these scams operate and knowing how to protect yourself, you can avoid falling victim. Always verify the authenticity of any communication claiming to be from the IRS and report suspicious messages promptly.
Understanding the Scam
Scammers are sending messages that appear to be from the IRS, claiming recipients are eligible for a $1,400 Economic Impact Payment. These messages often contain links to fake websites designed to steal personal information or install malware on your device. The IRS has confirmed that it does not contact taxpayers through text messages, emails, or social media regarding stimulus payments.
How to Protect Yourself
1. Recognize Official IRS Communication
- No unsolicited contact: The IRS will not initiate contact with you via text, email, or social media to request personal or financial information.
- Official website: Always ensure you’re visiting the official IRS website by typing “irs.gov” directly into your browser.
2. Be Skeptical of Urgent Messages
- Pressure tactics: Scammers often create a sense of urgency, claiming you must act immediately to receive your payment.
- Too good to be true: Be wary of messages promising additional funds or expedited payments in exchange for personal information or fees.
3. Verify Before You Trust
- Check the source: If you receive a suspicious message, verify its authenticity by contacting the IRS directly through official channels.
- Look for red flags: Misspellings, unfamiliar sender addresses, and unsolicited attachments are common signs of phishing attempts.
Steps to Take if You Receive a Suspicious Message
- Do not click on any links or download attachments.
- Do not respond to the message or provide any personal information.
- Report the message by forwarding it to [email protected].
- File a complaint with the Federal Trade Commission at reportfraud.ftc.gov.
- Monitor your accounts for any unauthorized activity and consider placing a fraud alert on your credit reports.
Stay Informed
The IRS regularly updates its list of common scams, known as the “Dirty Dozen.” Staying informed about these scams can help you recognize and avoid them. For the latest information, visit the IRS’s official page on tax scams: irs.gov/newsroom/dirty-dozen.
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FAQs about This Viral Stimulus Scam Is Spreading Fast
Q1: How can I confirm if a stimulus check message is legitimate?
A: The IRS does not send unsolicited messages via text, email, or social media. Any message claiming to be from the IRS that asks for personal information or directs you to click on a link is a scam.
Q2: What should I do if I accidentally clicked on a suspicious link?
A: Immediately disconnect your device from the internet, run a full antivirus scan, and change your passwords. Monitor your financial accounts for any unusual activity and consider contacting a cybersecurity professional for assistance.
Q3: Can I get my stimulus payment faster by paying a fee?
A: No. The IRS does not charge any fees for processing Economic Impact Payments. Any offer to expedite your payment for a fee is a scam.
Q4: Where can I find official information about stimulus payments?
A: Visit the IRS’s official page on Economic Impact Payments: irs.gov/coronavirus/economic-impact-payments.
