$498 in Housing Support: Rising rent prices and inflation continue to challenge many Canadians, but there is some much-needed relief on the way. $498 in housing support is being offered this month through a one-time payment under the Canada Housing Benefit program. If you’re a renter struggling to keep up with housing costs, now is the time to apply.
This financial boost is part of the federal government’s ongoing effort to assist low-income individuals and families in coping with rising rental prices. Canadians are being urged to apply immediately, especially with the deadline fast approaching on April 30, 2025.
$498 in Housing Support
| Feature | Details |
|---|---|
| Benefit Amount | Up to $498 CAD per eligible household |
| Program Name | Canada Housing Benefit (CHB) |
| Eligibility | Low-income renters (income < $20,000 individuals / < $35,000 families) |
| Application Deadline | April 30, 2025 |
| Automatic Payment | Seniors (60+) & provincial program enrollees (SAFER, RAP) |
| Apply Through | Canada Revenue Agency (CRA) Website |
| Estimated Payment Time | 5–7 days (direct deposit) or 10–12 days (cheque) |
This $498 housing support payment is a timely and impactful initiative that can make a real difference in the lives of low-income renters. With rent prices continuing to climb, it’s vital for eligible Canadians to take advantage of this opportunity.
Apply before April 30, 2025, and make sure all your documents are in order to avoid delays. Whether you’re a senior, student, or single parent, this benefit could help ease financial stress and give you a bit of breathing room.
Remember, help is available. Don’t hesitate to reach out to local services, housing advocates, or CRA for assistance.
Understanding the $498 Housing Support: What Is It?
The Canada Housing Benefit is a federal initiative launched to ease the pressure of increasing rental costs across the country. For April 2025, eligible renters may receive up to $498 in a one-time payment. The goal? Help cover rental expenses and reduce housing insecurity among Canada’s most vulnerable populations.
This particular round of support is non-taxable and does not affect other government benefits, making it especially attractive to those on fixed incomes.
Why This Benefit Matters
With average rent prices rising across major Canadian cities, many renters are spending more than 30% of their income on housing – a key threshold used to define housing affordability. According to CMHC (Canada Mortgage and Housing Corporation), the average rent in urban centers has increased by over 6.5% in 2024 alone.
This benefit aims to provide immediate, practical relief to those most affected. It’s especially important for seniors, single parents, and newcomers who may be facing financial stress.
“We want to ensure that no Canadian is forced to choose between rent and groceries,” says a spokesperson from Employment and Social Development Canada (ESDC).
Who Is Eligible for $498 in Housing Support ?
To be eligible for the $498 housing benefit, you must meet all of the following criteria:
Income Thresholds
- Individuals: Net annual income must be $20,000 or less
- Families: Combined net income must be $35,000 or less
Residency & Tax Requirements
- Must be a resident of Canada
- Must have filed your 2023 income tax return
Rental Expense Qualification
- You must have spent at least 30% of your adjusted net income on rent in 2025
Seniors & Automatic Payments
If you are 60 years or older and your income is $37,240 or less, you may automatically qualify for a $430 payment, especially if you’re already enrolled in:
- SAFER (Shelter Aid for Elderly Renters)
- RAP (Rental Assistance Program)
How to Apply $498 in Housing Support
Applying for the Canada Housing Benefit is simple, but you must act fast. Here’s how to do it:
1. Check Your Eligibility
Make sure you meet all the above qualifications. You can calculate your net income and rent ratio using tools available on the CRA website.
2. Gather Required Documents
Have the following ready:
- Proof of identity (driver’s license, passport, etc.)
- 2023 tax return confirmation
- Lease agreement or rent receipts
- Direct deposit info (for faster payment)
3. Apply Online or By Phone
- Online: Log in to your CRA My Account and follow the housing benefit application link.
- By Phone: Call 1-800-282-8079 for guided assistance.
4. Wait for Approval
If approved, payments are issued within:
- 5 to 7 business days (if direct deposit is set up)
- 10 to 12 days by mailed cheque
Practical Tips for a Successful Application
- Apply early: Don’t wait until the last minute. Systems may slow down near the deadline.
- Double-check documents: Ensure your rent receipts and ID match your CRA file.
- Use direct deposit: It’s faster and more secure.
- Keep confirmation emails: This can help if any issues arise.
Real-Life Examples
Case Study 1: Sarah, Single Mother in Toronto
Sarah earns $18,500 a year and spends $850 monthly on rent. She qualifies for the full $498 benefit, which she uses to cover her child’s school supplies and grocery bills for the month.
Case Study 2: John and Mary, Seniors in BC
As seniors already enrolled in SAFER, they received their $430 housing support automatically. It helped them cover an unexpected medical bill.
Additional Resources and Support
For those who do not qualify for this benefit or need further help, consider exploring these resources:
- Canada Mortgage and Housing Corporation (CMHC) – Offers tips and support for affordable housing
- Service Canada – Help with forms, documentation, and benefits guidance
- Provincial Housing Programs: Check your province’s site for additional aid (e.g., Ontario’s Ontario Electricity Support Program or BC Housing)
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Frequently Asked Questions About $498 in Housing Support
Q: Is the $498 payment taxable?
A: No, this is a non-taxable benefit and will not affect your other government assistance.
Q: Can I still apply if I receive provincial housing support?
A: Yes, you can apply if you meet the federal criteria. Those already in SAFER or RAP may receive payments automatically.
Q: What if I made slightly more than $20,000 last year?
A: Unfortunately, there is no flexibility in income limits. However, other support programs may be available.
Q: Is this a one-time benefit?
A: Yes, this round is a one-time payment for April 2025. Additional relief may be introduced later.
Q: Where can I get help with my application?
A: Visit a local Service Canada office or call CRA’s helpline at 1-800-282-8079.
Q: Will I be notified if I am denied?
A: Yes, applicants will receive a notification via email or post from CRA regarding the status of their application.
Q: Can I appeal if my application is rejected?
A: Yes, you may request a review by contacting CRA. Be prepared to submit supporting documents.
